I'm only doing this for a Pally past life or three, so I'm not going to build for epic levels. I've never run a monk or a paladin before. I solo exclusively, so self-sufficiency is a must. I think I'll go 1-9 monk then 10-20 paladin. This is a second life toon (first life is a barb), so I'll have 32 points for stats, how should I allocate them? (I used +4 tomes for all stats, so I've got a little leeway there.) What are the "must have" enhancements, proficiencies, feats and skills? Is Mon 9/Pal 11 a good split or should I throw something else in there?
Thanks in advance.