I was utterly disgusted when I was able to get a little past 4th level on a multi-life TR using nothing more than the XP gained from the Gold Rolls from previous life. A good friend gave me a bigby's last life, so I only needed to get from 4th to 7th before I was catapulted to 15th. Imagine if I had an Otto's... Literally from 1st level to 19th in a matter of 2 hours of play time. Not that I am complaining since I had 8 other lives on this guy that I ground out with blood sweat and tears, but it is a testament to pay to win.