second thing you calculate +4 tomes and +11 items, you are talking from the high point of a person that starts in this new system with lvl 25 char, haveing bank full of tomes to spare, and used probably +4 on everything, what about ppl who DONT HAVE THAT, F..k them? paladin was never, NEVER meant to be a min/max class. and let me tell you that even if you get that 50 str + those 30 second bonuses to raise that even higher, fighters, barbarians will still laugh at your dps.
also you ask who cares about some +3 insight items not stacking, i think everyone who farmed their sanity off on getting their current gear with such bonuses and now they are being told that they wasted time and can discard it and start again, seriously?
divine might should be 1 tier only, based on pnp version, so requirements of haveing enough str and haveing POWER ATTACK, and giveing charisma mod to damage, with duration based on cha mod, changes to core class abilities like that are again showing that its not DND based game but Turbine Dungeons, more changes like that and we will have another neverwinter....... tyvm.