I used to play PnP going back to 2nd Edition, and the Paladins of traditional tabletop is quite a bit different than the Paladin of DDO. One of the biggest things missing is mounted combat, of course. Since it's not incorporated in DDO, it seems to me that the Paladin class is somewhat hindered. I've played around with a 12th level Fighter/8th Level Cleric build on DDO CharGen (Character Planner), and it seems that this combo would have lower BAB and HP, but anything else? This combo could both cast and fight better than a Paladin could.
Just wanted some opinions.