1. Talk to Lockania in the Marketplace and complete her quest for a free feat swap with Fred. Typically you want to avoid doing this at early levels as at high levels swaps become very expensive.
2. If you're level 4 still, get a Flawed Siberys Dragonshard and a bit of plat and talk to Fred.
You can buy the shard from the DDO store, but the low level ones are very cheap and plentiful. I think at level 5 you have to use an Imperfect Siberys shard instead, which is only slightly more expensive.