Thank you robi for the great guide. I used it and can tell you all it can be done in a few months.
I'm an old time player for 3 straight years with cap characters on two servers (when it was a lvl cap of 16) So I actually started off pretty good in TP's. i didn't realise until too late that I was premium so I did make a small puchase of TP's to get preminum. The big thing is I used your info and today I'm free to play with all adventure packs and monk class.
Funny just on time to grind more TP's for the next one. I was hoping to open more then 4 characters but that will come in time.
Thanks again !!!!!