Not to get off topic but, the monk class SCREAMS of being tailored like that. Pretty sure that's a significant factor in why you see level 2 monk splashes on many characters these days.
No, there aren't classes like that. There are builds and players like that, not classes. Any class icon can be made self-sufficient and zerg-ready.
VIP having a passive 10% boost to all EXP given is a significant benefit on its own, but frankly I was somewhat against it. I don't like mechanics that reward me with quicker / easier leveling for paying money. I was quite content to pay for a year of VIP just to receive access to all adventure packs and some additional character slots. Getting 10% exp isn't world shatteringly huge, but I feel it is a step towards the dreaded "Pay to Win" that a lot of people fear.
The downside is that it's a non-trivial nerf to the value of being VIP. I've never been VIP and never would, much preferring permanent ownership of content via premium purchases, but I am very much in favor of giving VIPs as many perks as possible to encourage subscriptions so that DDO can keep the lights on. Elite open is a major VIP perk solely because of BB.